One of our goals this year is to be more aware of our spending and spend our money better. Our ultimate goal is to save and get a bigger place but small goals are to spend less on crap!
Today we got the ultimate test. Several months ago we drew up a new family budget. First We wrote down everything we spend. It was HIGH! Then we adjusted it to where we NEED to be, and then did a third one of where we’d LIKE to be to be living the life we want (within reason) while still leaving within our means. So a couple of days a go I revististed this, adjusted it and printed it. I allocated just $40 per month on takeaways.
When we went to town today and had McDs for 32.70, we realised quickly that our budget will require us to reign in!
We both need new clothdes. Not a silly want but actually need. My DP hasnt had new shorts etc in over 4 years and after 3 babes, my wardrobe doesnt fit me well! I have bought several second-hand pieces of Trade Me in excellent condition for fab prices so Ive been able to stick to the budget well!
A great start!